How to apply

Applying for a loan with us is quick and easy using our new online application.

To qualify you must be a UK resident over the age of 18, earning more than £450 a month. You must have a bank account - get your details ready, as we'll need these for your application.

Your application should take around 10 minutes. Your information ensures we can give you the best possible offer.

For more information, read our FAQs.

If you don't have a bank account

If you would like to apply for a loan but do not have a bank account then you may wish to consider setting up a Change Account.

The Change Account offers a Prepaid Debit MasterCard® and has full transactional capabilities with multiple benefits, including Faster Payments, Direct Debit and a wide ranging Rewards Programme.

Sign up for a Change Account and once set up you can use that as your bank details for applying for a loan with us.

How we approve applications

We'll consider whether you've been managing your bills, and how much you can afford to pay each month.

If you're not sure whether your loan is affordable, it might be worth borrowing less or extending the repayment period. 

Representative Example

Annual Interest Rate (fixed) is 71.3% p.a., with a representative 99.9% APR based on borrowing £500 and repaying over 52 weeks with 52 weekly repayments. Weekly repayments of £13.47 with total amount repayable of £700.44.


Places for People Financial Services Limited is authorised and regulated by the Financial Conduct Authority with firm reference number 663756

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