Applying for a loan with us is quick and easy using our
To qualify you must be a UK resident over the age of 18, earning
more than £450 a month. You must have a bank account - get your
details ready, as we'll need these for your application.
Your application should take around 10 minutes. Your information
ensures we can give you the best possible offer.
For more information, read our FAQs.
If you don't have a bank account
If you would like to apply for a loan but do not have a bank
account then you may wish to consider setting up a Change
The Change Account offers a Prepaid Debit MasterCard® and has
full transactional capabilities with multiple benefits, including
Faster Payments, Direct Debit and a wide ranging Rewards
for a Change Account and once set up you can use that as your
bank details for applying for a loan with us.
How we approve applications
We'll consider whether you've been managing your bills, and how
much you can afford to pay each month.
If you're not sure whether your loan is affordable, it might be
worth borrowing less or extending the repayment period.
Annual Interest Rate (fixed)
is 71.3% p.a., with a
representative 99.9% APR based on
borrowing £500 and repaying over 52 weeks with 52
weekly repayments. Weekly repayments
of £13.47 with total amount repayable
Places for People Financial Services
Limited is authorised and regulated by the Financial Conduct
Authority with firm reference
View terms &